Showing posts sorted by relevance for query "Hosea W. McAdoo". Sort by date Show all posts
Showing posts sorted by relevance for query "Hosea W. McAdoo". Sort by date Show all posts

06 December 2008

'Socialized Medicine' : It Works for Others


'Sweden and other European countries have some of the best health care in the world and provide it at a cost far less than in America.'
By Hosea W. McAdoo M.D. / The Rag Blog / December 7, 2008

[President-elect Barack Obama has asked the public for input on health care reform. These are Dr. McAdoo's suggestions.]

I am a physician who has been involved in private health care as well as short stints in VA and Navy medicine. During my career over thirty years I have seen Medicare evolve, seen the resistance to both Medicare and Medicaid. I have seen medicine change from being physician centered to business centered.

With the new medicine I have seen costs soar, malpractice become an industry and seen many patients (NOT CLIENTS) find it impossible to get any kind of care. This in spite of the frightening misinformation presented by both President Bush and McCain's health care adviser that all Americans really have health insurance by just going to emergency rooms. When leaders give such atrocious advice it is clear why America is near the bottom ranking in health care.

During the campaign McCain made a statement that we don't want health care like Sweden that is socialized. This is another incredibly stupid remark as Sweden and other European countries have some of the best health care in the world and provide it at a cost far less than in America. Remember, a socialized system seems to work for President Bush, Vice President Cheney and Sen. McCain since they go to the National Naval Medical Center or similar hospitals and seem to like it. They just don't want the rest of us to have it.

The incredible controversy about "socialized medicine" is a false argument revealing little understanding of health care delivery here and abroad. The word, "socialized,” is used more for it's emotional charge than as a part of logical argument. It is true that the UK is very close to socialized, but provides excellent medicine in spite of the slander about long waits etc. Have you tried to get an appointment with a new primary care physician or specialist? Note, the UK far outranks our system in bottom line results, much better than America. Canada has a system similar in many ways to our Medicare and also provides better care than we do and at far less cost but is not socialized at the level of delivery. There is freedom of choice. Unlike Medicare, each province manages its own system although they are quite similar and care is given across Canada. There seems to be much dislike for the Canadian system in America, but Canadians almost universally like the system with far fewer complaints than here. The misinformation about these other systems seems to be very common in those who accept whatever rumor is being spread.

In America, we have the potential for giving excellent care but our main failure is cost and the inability to give care for all. We also have too few physicians and nurses and they are allocated in inefficient ways. Physician reimbursement always seems to be a place to shave costs, but when the costs of education and the number of hours of work, office overhead and malpractice insurance costs are factored in, reimbursement may be one reason many students choose fields with "gimmicks" that make time more valuable such as endoscopy and surgery. This leaves primary care and other fields that bill by time rather than by procedure in worsening straits.

Many people have told me that they don't want government interference in their choice of a physician. A moment’s thought will reveal the absurdity of this view. Medicare allows almost total choice of physician and choice of hospital where that physician is on staff.

Private insurance will give you a book of preferred providers, actually should be called, "if you don't go here we won't pay and may not anyway."

I do not trust government to run things but we are already socialized in many aspects from our military, police, fire protection, highways, FAA, the VA system and education as well as in many others. Most of these work reasonably well and it us unlikely that private industry can do better and still provide for stockholders and high salaries.

Medicare operates with an overhead of about 3% while private insurance with its various rules, uncertain payment and limited physician choice charge about 30%. That's TEN times as much. This means that for each health care dollar under Medicare 27 cents more is available for patient care and better provider reimbursement and lower cost overall. Just look at the medicare Advantage boondoggle to see how private insurance milks the system, something Medicare can do far cheaper.

My recommendations are:

1. Much more use of nurse practitioners and physician assistants. Their schooling is shorter and cheaper. They seem to be more compulsive with exams and protocols. This would build the base of primary care. I do think they should operate with some physician guidance as their training is less extensive in diagnosis and treatment of less common problems.

2. Anything short of a single payer system will fail. We can pussyfoot around trying this and that to continue the welfare to insurance companies but these 30% gifts will continue to break the system, restrict access, fail to cover pre-existing illness, limit physician choice and force higher office overhead and cost physician time dealing with 3,000 plus providers. I understand that telling the insurance companies bye bye will be hard for our indebted and spineless politicians. It only makes sense to model ourselves after systems that work and work well rather than sticking to a system we know is broken just to make life easier for a few at the expense of the people. (I know. that's how politics works but it is time for CHANGE!)

3. COST, that is a problem. We can see instantly a 27% savings by going to a Medicare system and that alone will come close to covering all those now left out. There will be cost savings to physicians by lowering overhead now taken by large insurance departments, accounts payable and stumbling blocks used by companies to avoid or delay payment. When used properly, Medicare is amazingly smooth and fast paying and since private insurance usually is tied to Medicare Usual and Customary payments the payments are similar.
At present, money flows into the health care system from many sources, private pay, the Federal government via medicare, Medicaid, VA , USPHS, Military medicine, research grants and others. States provide via Medicaid, public health, public and teaching hospitals and others. Private insurance covered by private and employer premiums is a large part. Since this amount already flows into the medicine by a multitude of confusing, inefficient and possibly dishonest methods why couldn't the same amount be collected by other means and used to finance a Medicare for all?

In America it would be very helpful to look at other working systems. The other systems have many problems and surely are not perfect but their bottom line concerning access, longevity, neonatal mortality, chronic illness, preventative medicine, lower cost, absent paperwork would seem to me to be worthwhile even if some misinformed call it socialist. Health care is too important to ration it based on finances. These other countries base it on medical need.

[These comments were also posted on the Progressives for Obama listserv.]

The Rag Blog

[+/-] Read More...

29 July 2009

Single-Payer Health Care: Some Reasons to Do It


Health Care
By Hosea W. McAdoo M.D. / The Rag Blog / July 29, 2009

"The Americans will always do the right thing . . . After they've exhausted all the alternatives." -- Winston Churchill

PART I

After carefully following all the lies, partial truths, myths and wrong ideas I would like to offer some facts and my interpretation based on fifty years as a physician.

First I will try to list facts so you can judge my recommendations.

Our elected leaders have very little collective knowledge about health care and mainly listen to monied lobbyists rather than constituents.
I strongly encourage calling, emailing and writing your deciders; make them listen, that is your job and theirs in a Democracy. Having said that it does seem that they don’t listen to citizens, only to corporate cash.

The AMA is often cited as a voice for American physicians. Only about 19% of physicians belong to the AMA and many of these are retired or belong for the educational benefits. Most physicians genuinely put patient care first. After twenty four to thirty years of education some payback is fair. With the extreme delaying of gratification, few go into medicine purely for money. Most physicians put in fourteen or more hours a day and most work weekends as well. I say all this because about sixty percent of American physicians back a Single Payer system even though it may decrease their income.

Physicians are tired of caring for people who have had to delay care until a disease is too far gone for inexpensive treatment or a good outcome. They are tired of being hassled by 1300 different insurance companies and being paid late or not at all. They are tired of having long time patients moved to another physician because of a job change. They are tired of having the frustration of seeing someone, maybe for free, but not being able to get additional help the patient needs.

We talk of preventive care. Some recent glib TV ads suggest that medical care is only needed for those who smoke, are over weight or don’t eat right. And anyone else should either not be covered or pay a penalty. This is a fairy tale and spending some time in an ER will promptly reverse this thought. First, accidents can happen to anyone. Infectious diseases are no respecter of the fit or unfit. Type I diabetes, Rheumatoid arthritis, much coronary disease, and hypertension are either chronic conditions not caused by poor diet or it's only one factor. Even if poor fitness was a primary cause, few people live the perfect life and this argument for insurance charges are higher for people who deviate from certain eating standards they should also be higher for football players, race car drivers, divers and those who jog alone at night or have to drive a lot for work.

In all the bizarre recent babble about health care several words and phrases keep coming up. How about “Socialized Medicine,” “care plan unique to America” or “it costs too much.” This is only because Single Payer is off the congressional table and all the new plans require the insertion of private health insurance between the patient and physician with a 30% commission coming off the top.

Some ads suggest one can only retain choice freedom by remaining with private health insurance. Is that what they mean when they give you a list of providers and tell you to choose one for primary care even if your personal physician is not on the list? Medicare is available from any willing provider.

Socialized medicine is what they have in the UK. There physicians are salaried and the hospitals are owned or contracted by the government. This is similar to our VA and military medical systems and was chosen by President Bush and Vice President Cheney during their administration. This system works in spite of problems and has better overall outcomes than does our private insurance system with 18% of the population left out.

The Single Payer is a system with one insurance company: the government. This is like the Canadian system, our Medicare and Medicaid. While Single Payer is unmentionable in the media and in Washington there is no shortage of howling about cost of the plans under consideration. The Republicans say that a small repeal of the Bush tax cuts on the ultra-wealthy is too much of a burden for them to do for their countrymen even as they are relatively under-taxed . The super-rich already have tax breaks that the average American never sees.

If someone mentioned a way to save 30% on all health care covered by insurance it should get attention. Well, it’s Single Payer. The private companies have a 30-33% overhead, Medicare a 3% and the Canadian system is 1.5%. Thirty cents of every dollar you give your insurance company is not giving you care. Ninety-seven cents of the Medicare dollar works for you. You can see where outrageous corporate salaries in the eight figure range drain your dollars. (blogs.webmd.com/mad-about-medicine/2007/08/ceo-compensation-who-said-healthcare-is.html)

PART II

A Single Payer system will:
  1. Cover all citizens.
  2. Allow freedom of choice of physician.
  3. Remove the wasted 30% of the health care dollar, the hassle to physicians, reduce wasted personnel who have to sort through insurance of 1300 insurance companies.
  4. Medicare pays fast with fewer hassles.
  5. With the extra 30% and collection of funds now going to health care no additional funds will be necessary to cover all with a good basic plan.

I’m sure you have heard the uninformed lately tell us that the American system is the best in the world. While the best we can do in research, education and care potentially can be as good as any country, it has to be averaged for all citizens; when this is done the US falls to 35th to 50thth place in the W.H.O. and other studies.

While those with money or the best insurance get excellent care, read Congress and the President, those with no or poor insurance drag the average down. The Single Payer system will give care to all, raising our overall level to compare with other first world countries. Having one payer will give some price control as Medicare does now.

Citizens must have access to screening procedures such as colonoscopy and mammograms because failure to detect these early cancers early can have devastating results and both diseases are curable with early detection.

The present plans to continue the use of health insurance companies will continue the waste of the first 30% of the health care dollar. Some in Congress suggested that we force all citizens to have private insurance giving the insurance companies another windfall from new clients, with some premiums paid by the government. This continues the welfare to the super rich and a drain on the Treasury.

One foolish Republican Congressman recently suggested that all, even the poor, be forced to purchase some basic kind of insurance. This will make the insurance companies happy, but the client’s inexpensive policy with a deductible of $10,000 will actually have no insurance value because they will not be able to meet the deductible and co-pay leaving them just as they were, but with more money in the pockets of the corporations that steal from the poor and give to the super-rich. This is a very Republican idea.

There are endless examples of the inefficiency of other country’s health care but ask these people for facts; have they talked with those citizens? Do they have an outcome analysis? Have they really looked at and compared with our system? One hears complaints about waiting. In the USA with money any visit or test is immediately available whether needed or not. This is rationing based on money. In Canada there are waits for elective procedures but immediate care for urgent conditions. Yes, it is rationing, but one based on medical need rather than money. There are some in this country who wait forever for any basic or preventative care.

Horror stories abound about delayed care in Canada or the UK but these are more illustrative of error by the primary physician than of the system. Physicians do make judgment errors here as well as in other countries. Watch the TV program, “Medical Mysteries on the Discovery Health network for our own examples of missed diagnosis, delayed treatment and poor care. A recently shown TV ad example discusses a delayed brain tumor in Canada treated promptly in the US. The “tumor” was actually a benign cyst and the ad very misleading. A few minutes on Google will document these falsehoods.

For some good recent discussions see:

theragblog.blogspot.com/2009/07/cost-of-health-care-reform-wails-of.html and other “RAG BLOG” articles by Dr. Steven Keister and

“THE RAG BLOG”,theragblog.blogspot.com/2009/07/health-care-stories-for-america-blog.html

To reach Dr. McAdoo, e-mail him at hwmcadoo@hotmail.com.

The Rag Blog

[+/-] Read More...

Only a few posts now show on a page, due to Blogger pagination changes beyond our control.

Please click on 'Older Posts' to continue reading The Rag Blog.